$Workolic Premium Plans on Patreon
Exclusive content on personal finance and investing, no taboos. Monthly series, automated spreadsheets, ETF and stock tables, and a private community, starting at €3/month.
First plan
- 6 dedicated monthly series (REITs, ETFs, emerging markets, crypto…)
- Automated Dividends file (Stocks and REITs)
- Tables of promising ETFs, stocks and cryptocurrencies
- "How to declare taxes (IRS)" guides: interest, stocks, crypto, dividends
- Monthly newsletter forever
See everything that's included
The first plan (€3/month) consists of 6 dedicated monthly series:
- NEW: "How to Invest with the COMPANY"
- NEW: "How to Earn High Interest with A.B.S and notes (P2B)"
- "How to Invest for Children / or others (High Risk/Return ETFs)"
- "How to Invest in Real Estate starting from €200 (with REITs)"
- "How to Invest in Emerging Markets (High Risk/Return Stocks)"
- Continuation of the YouTube series: "Monthly Crypto for Long Term"
Starting from 2025, this plan additionally includes:
- NEW automated file: Dividends (Stocks and REITs)
- Files: ETF Performance (FIRE), (on Patreon) and (Financial Portuguese)
- Tables: promising ETFs, stocks and REITs for DIVIDENDS, Cryptocurrencies
- Spreadsheets of emerging companies
- Table: Options to Monetize UNINVESTED money
- How to Declare Taxes (IRS): 1. Interest; 2. Stocks and ETFs; 3. Cryptoassets; 4. Dividends
Any member of the Patreon is entitled to 1 monthly newsletter FOREVER. NOTE: these series may (or may not) eventually be published on YouTube, but always with at least a 3-month delay.
Second plan
- Everything the previous plan includes
- COMPLETE Premium Portfolio
- Fair value / intrinsic value file (INTRINSIC🔥, automated)
- Automated Favorite ETFs file with multiple criteria
- Secret Telegram and "Stock Portfolio Tracking"
- FIRE Calculator and Profitability Rate file
See everything that's included
The second plan (€10/month) includes the COMPLETE Premium Portfolio with access to:
- NEW: How to Invest in Commodities (Physical Gold and Silver)
- UPGRADE in the "INTRINSIC🔥" tab, and it's AUTOMATED!
- NEW DIVIDENDS tab 🧊
- File 2.5 to calculate fair value/intrinsic value (and 3.2 already available!)
- Early access to MORE series
- NEW automated Favorite ETFs file with various criteria
- TABLE of promising ETFs
- TABLE of stocks and REITs for DIVIDENDS
- TABLE of cryptocurrencies for the long term
- NEW FIRE Calculator and Profitability Rate file
Besides all this, you also get access to the secret Telegram and "Stock Portfolio Tracking".
Third plan
- Everything the previous plans include
- 🔎 How to Analyze Stocks like a Financial Analyst
- 🏠 Real estate: off-market properties, e-Leilões auctions and more
- Premium Excel files: Personal Finance and Portfolio v3
- Exclusive Patreon group (chat) for Plan 3 only
See everything that's included
The third plan is more personalized (€25/month) and includes the following:
- 🔎 NEW: How to Analyze Stocks like a Financial Analyst
- 🏠 NEW: How to reduce taxes with Real Estate (unlimited spots)
- NEW: Off-plan properties (OFF-MARKET), updated monthly
- 🏪 Converting a store into housing (✅ already available)
- 🏗️ Building a building + privileged access, with full interviews for the planning
- 💼 Whatsapp group for collective real estate investments (✅ in plan 3)
- 👨⚖ How to buy a property at e-Leilões auctions (✅ already available)
- NEW: COMPLETE step-by-step on how to Study Stocks (in 2 hours)
- NEW: "Hacks"/shortcuts to identify good CRYPTO projects
- NEW: Premium Excel file, Personal Finance
- NEW: Premium Excel file, Portfolio v3
- NEW: Personal Finance file v4 (with explanation)
- Exclusive Patreon group (chat) for PLAN 3 only
- Access to the Lecture on Alternative Investments
- News from the Lucrar project
- Financial Analysis knowledge sharing (based on post-grad studies)
- Unexpected "bonus" content added regularly
Every plan includes
Frequently asked questions
How does the Patreon subscription work?
Pick a plan, create a Patreon account and you get immediate access to every post and file in that plan. You can pay monthly or choose the annual subscription, that's where the LUCRAR-2026 code gives you 10% off.
Can I cancel anytime?
Yes. You manage the subscription yourself on Patreon and can cancel or switch plans at any time, with no lock-in.
Which plan is right for me?
If you're starting out, the €3 plan gives you the monthly series and the tax guides. If you already invest and want the automated files and the complete portfolio, the €10 plan is the most popular. If you want deep stock analysis and real estate (auctions, off-market), the €25 plan is the most complete.
Where do I access the content after joining?
Everything is available on the Patreon page (posts, files and tables). The second plan also gives you Telegram access; the third adds an exclusive Plan 3 chat group.
Is this financial advice?
No. All content is educational and experience sharing, not investment advice. Investing involves risk of capital loss.
Join the community
Hundreds of posts on personal finance and investing, no taboos, and 10% off the annual plan with the code LUCRAR-2026.
Join on Patreon →Educational content only: nothing on this page is investment advice. Investing involves risk of capital loss. Past performance does not guarantee future results.